• Jun2019

    Avida Towers Riala Cebu IT Park – Live without compromise!

    More than work-life balance, we believe that quality of life is determined by a dynamic integration of passion, leisure, and lifestyle. This dynamic is exactly what merges metro and eco-living together, no compromise made. This is the new living standard we aspire for.

    Avida Towers Riala Cebu IT Park, Avida’s newest development in Cebu. Offer wide greens and open spaces that welcome you to a place unlike any other- a place where nature resides in the middle of the city.

    Located at the Cebu IT Park, the city’s most dynamic lifestyle district, Avida Towers Riala Cebu IT Park is mere steps away from the best the city has to offer: commercial and business centers and top schools and hospitals, among others. Experience all the color and excitement of the city and enjoy the tranquility of nature. Here, life in the city is truly no compromise.

    Experience convenience at its best at Avida Towers Riala Cebu IT Park. Unwind, dine and shop at cafes, restaurants and retail outlets, all located within the Avida Towers Riala complex. Enjoy a variety of activities, from the most laid-back to the most active. Live the complete life, enjoy the best the city has to offer and come home relaxed in this haven of open greens in the middle of the city.

    WATCH AVIDA TOWERS RIALA VIDEO:

    For computations and full details, please click this link:  https://gabrielrealtybrokerage.com/?property=avida-towers-riala-99

    Amenities of Avida Towers Riala: 

    • Adult and Kiddie Swimming Pool
    • Multipurpose Hall
    • Shooting Court
    • Children’s Play Area
    • Grand Lawn,
    • Private Garden and Meditation Areas
    • Outdoor Fitness Areas

    Building Features:

    • Main lobby for each building (min of 30 sqm)
    • Three (3) Elevator units (min. of 15-pax capacity each)
    • Admin room – applicable in First tower only (min of 20 sqm)
    • Utility room (min of 15 sqm)
    • Emergency power
    • 100% on safety; 50% on common areas
    • 1 power outlet, 1 ref outlet, & 1 lighting unit for Studio and 1-BR units
    • 1 power outlet, 1 ref outlet, & 2 lighting units for 2-BR unit
    • Garbage Chute
    • Fire protection/ fire alarm system
    • Mailbox per unit located at the lobby
    • Units are electricity, telephone, cable television & internet ready
    • Transformer Vault & Genset Room to be located at the ground floor level

    Landmarks:

    • Cebu Country Club – 300 meters
    • University of San Carlos – 3 km
    • Cebu Business Park – 5.3 km

    MASTER PLAN:

    VICINITY MAP:

    NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC License No. 20332, valid until Nov. 9, 2021
    PTR No. 246098, valid until Dec. 31, 2019

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC License No. 20331, valid until Dec. 31, 2021
    PTR No. 246099, valid until Dec. 31, 2019

  • Mar2019

    VILLA SEBASTIANA, single attached for sale in Mandaue City, Cebu (4 units left)!

    Villa Sebastiana in Tawason, Mandaue City, Cebu, is a house and lot subdivision with two-storey single attached and detached unit models. This is the only housing project in Mandaue area having all single houses in modern concept designed. Total Subdivision Area: 13,758 sqm. Total House and Lot: 115 Single attached and detached units.

    It sold affordably with overlooking view and very safe from flood, it can be financed by bank with lower interest rate. For those buyers who are single houses lover… here’s your chances to realize your dreams for your family to live with complete privacy. The said property is closer to the city proper of Mandaue and very proximate and strategic location.

    It is where happy family traditions begin. Experience the airy comfort and hillside luxury at Villa Sebastiana. With our numerous features and amenities:

    NEARBY ACCESS:       

    • Public Transportation
    • Utilities (water,drainage,telephone,cable,TV, etc.)
    • 5 minutes to ATENEO DE CEBU
    • 15 minutes to Airport
    • 10 minutes to hospital (north gen, gullas)
    • 10minutes to Mall (Talamban Gaisano)
    • 5minutes to Nativity Church Canduman
    • 5minutes to Savemore-Canduman
    Sample Computations (updated on Mar. 25, 2019)  

    ______________________________________________________

    KRISTINE (2 storey Single Detached) – 3 units left

    Image may contain: house and outdoor

    Floor Area: 105 sqm
    Lot Area: 116 sqm
    4 Bedrooms,  3 Toilet & Bath, 2 car port

    TOTAL CONTRACT PRICE: 5,850,000.00 (B1/L8/39/40)
    RESERVATION FEE: P30,000.00

    20% DOWN PAYMENT: P1,170,000.00
    18 months to pay w/ 0% interest: P63,333.33/month OR
    12 months to pay w/ 0% interest: P95,000.00/month OR
    6 months to pay w/ 0% interest: P190,000.00/month
                 www.GabrielRealtyBrokerage.com

    80% BALANCE thru spot cash or Bank Financing (P4,680,000.00)
    20 years @ P34,892.82/month
    15 years @ P40,767.82/month
    10 years @ P53,140.45/month
    5 years @ P91,569.57/month

    ______________________________________________________

    SHARON (2 storey Single Detached) – 1 unit left

    Floor Area: 123 sqm
    Lot Area: 121 sqm
    4 Bedrooms,  3 Toilet & Bath, 2 car port

    TOTAL CONTRACT PRICE: 8,200,000.00 (B1/L8/39/40)
    RESERVATION FEE: P30,000.00

    20% DP for 6 months to pay w/ 0% interest: P268,333.33/month 
                       www.GabrielRealtyBrokerage.com

    80% BALANCE thru spot cash or Bank Financing (P6,560,000.00)
    20 years @ P48,909.60/month
    15 years @ P57,144.64/month
    10 years @ P74,487.47/month
    5 years @ P128,353.93/month

    ______________________________________________________

    PAYMENT SCHEME:
    1. Reservation Fee: Php 30,000 non-refundable & non-transferable (valid for 30 days)
    2. 20% Down payment payable up to 24 months 80% Balance thru Bank Financing

    FREE:

    • Rainwater Tank
    • Window Screen
    • Cabinet exclude Maids Quarter

    FEATURES & AMENITIES:

    ✔Landscaped Entrance
    ✔Elegant Guardhouse
    ✔Parks and Playground
    ✔Concrete roads with street signage
    ✔Cemented sidewalks curbs and gutters
    ✔Underground drainage system
    ✔MCWD water system
    ✔Electrical Power Supply
    ✔Perimeter Fence
    ✔24-Hour Security
    ✔330 Degrees overlooking Mandaue City and Talamban

    For assistance and more details, please contact us at:

    +63.943.312.5445 / +63.9995.101.9010 (Viber/WhatsApp) or visit our WEBSITE at www.gabrielrealtybrokerage.com or FB PAGE at https://www.facebook.com/gabrielrealty/

    NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC License No. 20332, valid until Nov. 9, 2021
    PTR No. 246098, valid until Dec. 31, 2019

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC License No. 20331, valid until Dec. 31, 2021
    PTR No. 246099, valid until Dec. 31, 2019

    ATTY. WILFREDO S. TOLEDO &
    ATTY. JURIS ANGELI TOLEDO
    Legal Consultants, Gabriel Realty & Brokerage

  • Feb2019

     

    Set your sights higher here in the Penthouse for sale in Sundance Residences in Banawa, Cebu City.  Enjoy the cool city breeze and breathtaking 180-degree views of nature from the comforts of your own home.

    Sundance Residences Penthouse for Sale, one of Cebu Best Condominiums, is located on top of the sun-kissed hills of Banawa, Sundance Residences derived its name from the exhilarating view of the sun’s daily command performance,from sunrise to sunset.

    Sundance Residences is compose of two towers. The first tower will be a 18-storey high (16 residential floors, 1 commercial floor, 1 roof deck) plus two basement level. The second tower is at least of the same height.  Cebu Best Condo

    FLOOR LAY-OUT:

    Computations (updated on Mar. 2, 2019):

    PENTHOUSE 3-Bedroom w/ Balcony (159.88 sqm) – 2 units left

    TOTAL CONTRACT PRICE: P22,721,359.00

    5% SPOT DP TO MOVE-IN: P1,136,067.95 (1st month)

    15% INSTALLMENT: P284,017.00/MONTH (2nd to 12th month)
                         www.GabrielRealtyBrokerage.com

    80% BALANCE: P18,177,087.20 (thru bank financing)

    ______________________________________________________

    FEATURES:

    • 3-Bedroom Suite
    • Master’s Bedroom with garden patio
    • 2 Toilets and baths
    • Powder room
    • Utility room/ maid’s quarters
    • 180-degree picture windows
    • Corner balcony
    • 3.6-meter high ceiling

     

    DELIVERABLES:

    • Living/ Dining Area
      Floor (Porcelain Tiles)
      Wall (Painted finish)
      Ceiling (Painted finish)
    • Bedrooms
      Ceramic Floor Tiles (Wooden design)
      Wall (Painted finish)
      Ceiling (Painted finish)
    • Kitchen
      Floor (Porcelain Tiles)
      Wall (Painted finish)
      Ceiling (Painted finish)
      Kitchen Island Cabinet with sink
      Others (modular laminated overhead and counter cabinets, with kitchen fixtures and granite countertop)
    • Toilets
      Floor (Porcelain Tiles)
      Wall (Shower Area: Ceramic Tiles) (Toilet Area: Ceramic Tiles)
      Ceiling (Painted finish)
      Fixtures:

      • Lavatory
      • Water Closet
      • Provision for single-point heater
      • Toilet Paper Holder
      • Towel Bar
      • Soap Holder
      • Bathtub
    • Air-conditioning
      Wall mounted split type air-conditioning unit

    Image may contain: outdoor

    Image may contain: indoor

    AMENITIES & FACILITIES:

    • Ground Floor
      Residential Elevator Lobby
      The Strip at Sundance (pocket retail/commercial area)
      Water Wall Fountains
      Covered Carpark
      Mail Room
    • Second Floor
      The Lobby Lounge (Main Reception)
      Poolside Lounge with Bar
      Fun Pool
      Kiddie Pool
      Party Hall
      Family Gardens
      Outdoor Play for Kids
      Playroom
      Professionally Managed Day Care Center 
    • Sky Garden
      Zen/Meditation Garden
      Fitness Center
      Family Entertainment Center
      Jogging Path
      View Deck
      Prayer Room

    Building Features: 

    • (3) three Mitsubishi elevator
    • 100% back-up power
    • Sky Garden

    Image may contain: indoor

    Additional Features: 

    Has provision for:
    A. Window-type air conditioning
    B. Single-point heater
    C. Washer/dryer
    D. Outlet for cable, telephone & TV
    E. Kitchen cabinet with grease trap
    F. Individual metering of water and electricity
    G. Fire sprinkler
    H. Door bell
    I. Fire alarm detection

    VICINITY MAP:

    Image result for SUNDANCE residences vicinity map

    For assistance and more details, please contact us at:

    +63.943.312.5445 / +63.9995.101.9010 (Viber/WhatsApp) or visit us at www.gabrielrealtybrokerage.com or FB us https://www.facebook.com/gabrielrealtyinc/

    NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC License No. 20332

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC License No. 20331

    ATTY. WILFREDO S. TOLEDO &
    ATTY. JURIS ANGELI TOLEDO
    Legal Consultants, Gabriel Realty & Brokerage

  • Jan2019

    Trillium Residences Cebu – the only surprisingly affordable and High return of Investment condo in Cebu Business Park area!

    Trillium Residences Cebu, Condominium for sale in Cebu, where all units are now ready for occupancy and have balconies, with the highest ceiling at 3.1 meters, and located in a flood free area (highly elevated).

    Trillium Residences Cebu’ premium location is just 2-blocks away and short walking distance to Ayala Mall, Cebu Business Park, the Cebu IT Park, very near schools, hospitals, churches and hotels.

    So, why TRILLIUM RESIDENCES CEBU?
    • Strategic Location (very near Cebu Business Park) 
    • Competitive Pricing without sacrificing quality
    • Property Management Team are marketing savvy
    • High Value Appreciation
    • Sustainable Living for own and rental use (hotels in the nearby area are almost fully booked everyday) 
    • Reputable Developer
    • Flood free area – highly elevated

    FEATURES:

    • 18 storeys stand alone mix condominium 
    • Ground Floor- commercial spaces
    • 2nd Floor – Collapsible function rooms which can be converted into a grand function hall
    • 3rd Floor – Office Spaces
    • 4th to 14th Floors – Residential units
    • 15th Floor- for Amenities such as a Swimming Pool with waterfalls, a Daycare Room, a Gym & a Game Room that could be converted in a Business room/center.
    • 6th to 18th Floor –Penthouse Loft type units
    • 2 Basement parking with twin elevator system.

    SPECIFICATIONS:

    • TOTAL OF 123 RESIDENTIAL UNITS
    • 100 STUDIO UNITS
    • 15 UNITS 1 BEDROOM
    • 8 UNITS 2 BEDROOM
    • 3 PENTHOUSE LOFT TYPE WITH 360 DEGREE VIEW OF CITY
    • 5 COMMERCIAL UNITS AT GROUND FLOOR
    • 11 OFFICES SPACES AT THE 3RD FLOOR
    • 200 SEATING CAPACITY GRAND FUNCTION ROOM, COLLAPSIBLE INTO 5 MEETING ROOMS
    • 2 HIGH SPEED ELEVATORS

    AMENITIES & FACILITIES: 

    • Swimming Pool and Water facilities at the roof deck
    • Indoor fitness gym, Daycare Center, Garden & Viewing Deck around swimming pool
    • Visitor’s Lounge & Commercial spaces at the ground floor
    • Rentable Function Hall & Rooms, up to 200 pax at the 2nd floor
    • Rentable Office spaces at the 3rd floor
    • Individual mailboxes, Fire Alarm, Smoke Detectors & Sprinkler System
    • 2-Unit High – Speed Elevators, CATV & CCTV Security Camera
    • Standby Generator Set
    • High Ceiling, approx. 3.70m floor to floor height
    • 95% of units with balcony, Space provision for washing machine
    • .30 x .30 Ceramic floor tiles, Granite Kitchen top & cabinets
    • All walls & ceiling are primed white
    • 3 Units Penthouses (1 unit with floor area of 257 sq.m per floor at 16th to 18th Floors)

    NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC License No. 20332

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC License No. 20331

     

     

  • WEST JONES CONDOMINIUM

    West Jones Condominium, a pre-selling condominium for sale in Cebu, located at the heart of Cebu City, is a 15-storey residential Condominium with 307 units comprising of studio and 1 bedroom units.

    West Jones Condominium is just a few meters away from the busy Osmena Blvd. (or formerly known as Jones Avenue). It is located in a prime area which is a walking distance to universities and colleges in uptown and downtown areas of Cebu such as the University of San Carlos, Southwestern University, Cebu Institute of Medicine, Velez College, University of Cebu and many more.

    An accessible address going to the busy centers (uptown and downtown areas) of Cebu. An address convenient for students, professionals, and starting families.

    West Jones Condominium is a walking distance to:

    • Cebu Normal University (CNU),
    • South Western University (SWU),
    • University of San Carlos (USC),
    • University of Cebu (UC),
    • Abellana National School,
    • Cebu Doctors’ University Hospital,
    • Basilica of Santo Niño Church;
    • Crown Regency Hotel shopping centers like Robinson’s Place Cebu, Fuente Circle & Gaisano Colon.

    Building Features:

    • 24 hour security
    • Adult and Kiddie Swimming pool
    • Concrete Roads
    • Light and Water Connection
    • Commercial Area
    • Gym
    • Recreation
    • CCTV Cameras
    • Reception Area

    Payment Options:

    1. Spot Cash with 5% Discount – 95% payable within 30 days fom reservation date;
    2. Spot 20% Down Payment with 5% Discount on Spot DP – 80% balance upon unit turn over thru spot cash or bank financing;
    3. 100% Installment in 36 months;
    4. 20% Down payment in 36 months and 80% balance upon unit turn over thru spot cash or bank financing;
    5. 15% Down Payment in 36 months, 5% Spot Payments, and 80% balance upon unit turn over thru spot cash or bank financing;

    NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC License No. 20332

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC License No. 20331

    ATTY. WILFREDO S. TOLEDO &
    ATTY. JURIS ANGELI TOLEDO
    Legal Consultants, Gabriel Realty & Brokerage

  • The Persimmon Condo

    The Persimmon Condo for sale in Cebu brings together modern living and convenience all in one place by combining residential units and commercial establishments. With the commercial area built within the confines of the condominium community, residents are just a few steps away from shopping, dining, entertainment and other services like health, ATM, among others.

    All the elements of the good life are here. Every urbanite can now recharge amidst Asian-Contemporary architecture, rejuvenating green spaces, and unparalleled city or coastal views.

    Everything in Cebu is near its doorstep

    The Persimmon Condo is conveniently located at M.J. Cuenco Avenue, Mabolo, Cebu City. It is near the city’s major shopping centers, business districts, BPO belt, churches, schools, hospitals, night spots and highly accessible from the main roads and highways, airport and shipping ports.

    The Persimmon Condo – your most convenient and refreshing address right at the center of Cebu.

    WATCH THE PERSIMMON CONDO:

    Why The Persimmon?

    • Central Location (accessibility)
    • Sea and mountain views
    • An upscale development
    • Themed development (Asian Contemporary)
    • Home ambiance
    • Vertical Village feel / neighborhood appeal
    • Landscaped open space
    • Income generating investment (lease/rent)
    • Investment value growth from a trusted developer
    COMMERCIAL:
    • Themed commercial neighborhood
    • Food (restaurants, cafes, etc)
    • Entertainment (resto,bars,family ktv)
    • Services (laundry)
    • Repair
    • Health and Beauty (spa/salons)
    • Grocery
    • Activity area
    AMENITIES:
    • Adult lap pool and kiddies pool
    • Clubhouse
    • Function room/boardroom
    • Game room
    • Multipurpose court: basketball and badminton
    • Children’s playground
    • Landscaped open spaces
    • Commercial area fronting the Residential Enclave
    FEATURES:
    • Selected units with balcony
    • All units are combineable
    • Kitchen (with under counter cabinets, sink, faucet)
    • Laundry drying cage per unit
    • Exhaust system for bathrooms
    • Space provision for washing machines
    • Telephone and cable TV ready units
    • Individual metering for water and electricity

    NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC License No. 20332

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC License No. 20331

    ATTY. WILFREDO S. TOLEDO &
    ATTY. JURIS ANGELI TOLEDO
    Legal Consultants, Gabriel Realty & Brokerage

     

  • Housing developer unloading P2.8B in receivables (lifted from  Inquirer.Net)

    Housing developer 8990 Holdings has signed a deal to unload P2.8 billion worth of housing receivables, freeing up liquidity to build more houses for the mass market.

    In a disclosure to the Philippine Stock Exchange, 8990 Holdings said its subsidiaries had entered into a deal to sell contract-to-sell (CTS) receivables to Dearborn Resources and Holdings Inc.

    The company encourages buyers to get long-term financing from PagIBIG and banks but some enter into CTS financing with 8990 Holdings. As the housing developer’s primary business is to build and sell houses and not to finance consumers’ purchase of houses, the strategy is to sell some of the receivables to other financing institutions.

    The purchase of receivables by big financing institutions is seen to indicate confidence on the quality of 8990 Holdings’ buyers as well as its credit evaluation procedures and credit and collection platform.

    Based on the disclosure, the following 8990 Holdings units sold their CTS receivables: 8990 Davao Housing Development Corp. (P215.5 million); 8990 Housing Development Corp. (P1.8 billion); 8990 Luzon Housing Development Corp. (P559.96 million); 8990 Mindanao Housing Development Corp. (P5.45 million), and Fog Horn Inc. (P248.78 million). —DORIS DUMLAO-ABADILLA

  • Aug2017

    How to Sell Your Home Fast

    August 12, 2017

    How to Sell Your Home Fast by Elise Sole 

    Selling a home can often take months, even years. So what if you have to unload your home in, say, two weeks?

    It can happen: Whether you need to relocate for a new job, to care for an elderly family member who’s suddenly fallen ill, or because you simply can’t handle your mortgage payments for even one more month, there are plenty of circumstances in which you might need to unload your precious home at lightning speed.

    It can be done. Just check out these tactics and tips if time is of the essence.

    Price it to move

    While everyone dreams of selling their home for top dollar, if you need to sell quickly, this is one time to price your home on the modest end—even a bit below its actual value.

    “A conservative list price should encourage multiple offers and lead to a faster sale,” says Carrie Benuska, a Realtor® at John Aaroe Group in Pasadena, CA.

    Set a hard deadline

    Want to bring buyers out of the woodwork quickly? It’s easy: Set a deadline for offers.

    You can make this clear in your listing by saying you will be accepting offers only until a certain date—even as tight as one to two weeks after your home is listed for sale. That said, you should probably not announce why you need to sell quickly due to a new job or other circumstance, because buyers will smell desperation and take advantage of that. Just state your deadline without further explanation, and watch the offers roll in.

    Sell to a flipper

    There’s no faster home sale out there than to a flipper. These buyers enable you to usually sell the home as is—often for cash—removing the burden of costly home repairs.

    “These situations usually appeal to homeowners who just need to get a property off their hands,” says Benuska. But there are downsides: Flippers may demand below-market price, so they can resell it later for a larger profit. So just be sure your flipper isn’t fleecing you up the wazoo; at the very least, compare offers from two or more investors so they can’t steamroll you.

    Offer incentives

    “Some sellers offer cash for the buyer’s agent if a full-price offer is received by a specific date,” says Wendy Flynn, owner of Wendy Flynn Realty in College Station, TX. Other times, the incentive is for the buyer who might score a refrigerator or other furniture for acting fast.

    “I recently saw an offer that included seven flat-screen televisions and two Tempur-Pedic mattresses,” says Flynn.

    Sell to a developer

    It may sound drastic, but if you want to sell simply and quickly, consider selling directly to a developer. That person would purchase your home for the value of its land, tear down the property, and build a new one in its place.

    “This might be a good option for people in urban or suburban areas where land is scarce and the home is older and its value has depreciated,” explains Cheryl Julcher, principal and managing broker of Yellow Brick Properties in Belleville, IL. “The benefit for the seller is that the condition of the home is irrelevant—it’s going to be torn down anyway. The downside is the seller has to reconcile the fact that their home will cease to exist, which can be tough emotionally.”

    Avoid guaranteed sales programs

    If you ever see a sign that reads, “If we don’t sell your home in 30 days, we’ll buy it,” run away fast.

    “These are complete scams,” says Janine Acquafredda, associate broker at House-N-Key Realty in Brooklyn, NY. Here’s how it usually works: The real estate agent promises to list a home for a fixed period of time and if it’s not sold, he or she will buy it directly from the seller.

    “It sounds like a good deal because in either case, the owner makes a sale,” says Acquafredda. “In reality, the agent often has no intention of putting the home on the market and in the end, pays the lowest possible market price for the home.”

    Talk to your neighbors

    Before you list your home on the market, check in with the locals.

    “Lots of times, people want to live near relatives or they’re looking to buy in their own neighborhood,” says Acquafredda. “Selling to a neighbor speeds up the entire process, and you won’t have to pay for marketing, advertising, and, in some states, the attorney’s fee.”

    Be flexible

    Do potential buyers want to view your home at 6 p.m. on a Saturday? Let ’em in.

    “Ease of showing is a huge factor in whether a home sells quickly,” says Acquafredda. “When a buyer is ready, willing, and able, you can strike while the iron is hot.”

    Elise Sole is a New Yorker living in Los Angeles. She’s been an editor at Yahoo, Women’s Health, Redbook, and Marie Claire, and has written for publications such as Glamour, Cosmopolitan, and AOL.

     

  • Mar2017

    CEBU’S PRIDE – the Baseline Residences: Generations of Cebuanos have shared fond memories in the Baseline Complex – karate classes, fun workouts and rock climbing at the Baseline gym, family parties at the Baseline restaurant, exciting matches at the tennis courts, and even grand street parties during the Sinulog festivities. Baseline provides several lifestyle conveniences in the best possible location  right in the heart of Midtown Cebu. You can now own a studio unit at one of Cebu’s pride condominiums for only P10,600/month as monthly amortization thru Pag.ibig financing.

    Baseline Residences is everything a family needs, it is within walking distance from the Baseline area – schools, churches, hospitals, shopping centers, and more.  The project will be situated in a superb location within the Baseline Complex.  Aside from the great combination of conveniences already offered in the area, the condo will be featuring an impressive host of amenities.

    Baseline Residences is a 16-storey residential condo, situated in a strategic location within the Baseline complex – right along Juan Osmeña Street. Aside from the existing facilities already offered in the area, this vertical development will be featuring an impressive host of amenities as well.

    Amenities and Facilities

    • Fitness Gym
    • Grand Lobby & Concrete
    • Swimming Pool
    • 2 levels of Basement Parking
    • Function Room
    • 360 degrees Roof Deck/ Open Deck

    Unit Features:

    • Kitchen Cabinets & Fixtures
    • Provision for Washer & Spin Dryer Drainage Stubouts
    • Tiled toilet w/ Bathroom Fixtures
    • Provisions for Water Heating System at Toilet & Bath
    • Tiled Flooring
    • Provision for Airconditioning Units (Split or Window type)
    • Painted Walls & Ceiling

    CONTACT US for Pricing, Availability, Floor Plans, Unit/ Site Viewing, and Reservations at

    (+6332) 425.8727 – landline/PLDT
    (+63) 917.657.7577 – globe/VIBER/WhatsApp
    (+63) 943.312.5445 – sun/VIBER/WhatsApp
    WEBSITE: www.gabrielrealtybrokerage.com

    FACEBOOK: https://www.facebook.com/gabrielrealty.brokerage

    EMAIL AD: [email protected]

    SKYPE: cocoytoledo

    NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH LICENSED REAL ESTATE BROKERS!

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC Lic. No. 0020332

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC Lic. No. 0020331

     

  • Dec2016

     

    Availing a housing loan thru Pag-ibig is made even simpler, there are two (2) modes in availing it.  First, the developer-assisted program, the real estate developer will be the one to assist and process the member’s loan application and the second one is the retail, the member applies directly to the government’s Home Development Mutual Fund.

    To qualify for a Pag-IBIG housing loan, a member shall satisfy the following requirements:

    1. On Pag-IBIG Membership:
      • Must be a member for at least twenty-four (24) months at the time of loan application.
      • A member with less than the required number of contributions, shall be allowed to make a lump sum payment to satisfy the required two (2) years contribution.
    1. Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy (70) years old at loan maturity;
    2. Has the legal capacity to acquire and encumber real property;
    3. Has passed satisfactory background/credit and employment/business checks of the Pag-IBIG Fund;
    4. Has no outstanding Pag-IBIG housing loan, either as a principal borrower or co-borrower;
    5. Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought back due to default, or surrendered.
    6. Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application.

    Please also take not of the following processing fees:

    • P1,000.00 – upon filing of the housing loan application with required documents (non-refundable)
    • P2,000.00 – appraisal fee, also upon filing of the loan application (non-refundable)
    • P2,000.00 – upon take-out (deducted from the loan proceeds)

     

    You ought to know the requirements needed in applying for a housing loan, you may take a look at this list:

    1. Housing Loan Application with recent ID photo of the borrower/ co-borrower;
    2. Proof of income;
    3. One (1) valid ID of the principal borrower and spouse, co borrower and spouse;
    4. Transfer Certificate of Title (TCT), it must be the latest title and be a certified true copy.  For condominium unit, TCT of the land and Condominium Certificate of Title (CCT), both certified true copies;
    5. Updated Tax Declaration (House and Lot) and Updated Real Estate Tax Receipt;
    6. Contract to Sell or similar agreement between the buyer and seller.
    7. Vicinity Map/Sketch of the Property.

    Even if you are outside the country, you can now apply a housing loan by visiting the link below: http://www.pagibigfund.gov.ph/housingloan/

    We at Gabriel Realty & Brokerage are hoping that this little information may guide you in availing a housing loan at pag-ibig and have the opportunity to own the house or condo of your dream!

    Decided to buy a property? Contact us at (+63) 943.312.5445 and let’s discuss how can we help you on your real estate needs.

     NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC Lic. No. 0020332

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC Lic. No. 0020331

     

     

     

  • 10 Tips in Buying a House

    December 13, 2016

    As one of life’s biggest and most rewarding experiences, buying a house is something you want to get right. Here’s the top 10 house buying tips to help you find success in your property investment.

    1. Don’t rush in

     There’s no hurry. Get prepared first.

    One thing you can do is a comparative analysis. This means setting a certain time period – say a few months – and gathering up as much data as you can on properties for sale in the area you are looking at.

    This should include the area or suburb you are specifically looking into, as well as a few suburbs surrounding.

    One approach is to draw up a spreadsheet of features – bedrooms, amenities, size etc – and put in both the ask price and the sale price (where available).

    This will not only give you a good understanding of the market, it will give you some figures to let estate agents know you’ve done your background research.

    1. Get finance first

     It’s generally a big mistake to head into the marketplace before you know your price limit or even whether you have finance.

    Agreeing to take a property even informally, pre-contract, can cause problems if you realize you don’t have the money to cover it.

    For instance, waiting for finance on your dream property can give others who do have finance, a chance to duck in and sign for it while you’re in limbo.

    1. Read the fine print

     Whether you are buying for investment or your first home, the deal’s details should be held up to a strong light.

    Contracts have a way of becoming incomprehensible, so make sure you give yourself time to get the fine tooth comb out to investigate every word, assumption, expectation and number.

    And find out your rights. Many contracts have an opt out or cooling off period. If they don’t then you should ask why and consider seriously whether you still want to sign.

    1. Set a ceiling and don’t smash it

     Just as any home needs a roof, so do those who are buying it – a financial roof that is. It can be easy when the blood is flowing and the auction hammer is dropping to let emotion over-ride the numbers. Don’t let your emotions rule your decision, let numbers rule it.

    1. Know the system

     This advice builds on the one above.

    For instance, know that buyer agents and selling agents are quite different and will have quite different approaches to your business. You need to know which is which.

    You should also get familiar with real estate lingo. This can mean actual architectural terms including the fuzzy ones like “renovator’s delight”. It’s also worth noting: terms change in different countries – a colonial kitchen in the US is very different to one in Australia.

    A good understanding of the real estate market will help you ask good questions and that’s vital.

    1. Do inspections

     Part of your budget should be to pay for home inspections. If you’re thinking of bidding for a place or making an offer, it’s essential you know about what problems a place may have.

    Big problems will, of course, add costs to your household budget and may affect your ability to repay your mortgage. Even small ones may put that new furniture, or pool you were hoping for out of range.

    Get a property inspection report first and then see if the vendor is willing to negotiate downwards to factor its findings in.

    1. Check on other costs

     Buying property includes some costs which should be added onto the actual price. As noted above, inspections should certainly be part of that. Shifts in interest rates should also be factored into your planning and managed as best as is possible. Fractions of a point up or down can make things a whole lot cheaper or steeper than you’d otherwise expect.

    Other possible extra costs like commuting to/from work from your new place, school or shops, rates and body corporate fees, utility costs should also make their way onto your budget spreadsheet.

    1. Develop your style

     What kind of persona do you want to put out there? What is your negotiating approach? How can you do business and feel comfortable with yourself?

    To some extent this is about setting some personal values. But it’s also about how you feel you can best succeed using your strengths and not having your weaknesses exposed.

    1. Give yourself some wriggle room

     It is prudent to set a ceiling on your buying price. It’s also a good idea to set a floor.

    But, sometimes it is worth going outside of the range if a) you can afford to and b) a cheaper home is perfect. You don’t want to miss those chances.

    So, be a bit flexible and don’t be afraid to allow your price parameters some wriggle room.

    Discipline still plays its role here though and you should know what price you simply cannot go over, or under.

    1. Keep up

     There are developments in real estate all the time. So, it pays to subscribe to a news feed on real estate news so that industry and market news is at your fingertips.

    Doing so will allow you to act quickly when circumstances require it and to drop in real estate terminology so that agents know you are serious and not to be messed with.

    Decided to buy? Contact us at (+63) 943.312.5445 and let’s discuss how can we help you on your real estate needs.

     NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC Lic. No. 0020332
    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC Lic. No. 0020331

     

  • Sep2016

    Why Choose Gabriel Realty?

    September 6, 2016

    Gabriel Realty & Brokerage, a Cebu, Philippines based realty firm, is jointly manage by young, dynamic, and trustworthy couple COCOY M. TOLEDO and RICHEL PARADIANG-TOLEDO, who are both competent licensed real estate brokers.

    Gabriel Realty also has a pool of lawyers and para-legal officers on its team to help clients on their legal concerns and problems.  Atty. Wilfredo S. Toledo, father of the managing brokers, and Atty. Juris Angeli Toledo, sister of the brokers, are very enthusiastic to assist Gabriel Realty’s clients.

    Gabriel Realty is actively selling in almost all real estate projects in Cebu i.e. Condominium units, Subdivision house and Lots, Industrial, Commercial, Residential, Farm, and Beach Lots, Raw lots for developments, and Warehouses.

    Since its inception last June 28, 2014, Gabriel Realty is now making waves in the real estate industry and is fast becoming the Realty Star in Cebu. Its number one asset is the efficient and fast service to its clientele.

    Its managing brokers firmly believe in the old adage about customer service: “To give real service, you must add something which cannot be bought or measured with money, and that is SINCERITY and INTEGRITY”.  So, that answer the question, why choose us? Because in all its dealings, they are always sincere and honest, especially when it involves real estate property prices and other money matters.  True enough, plenty of their very satisfied customers are giving us referrals and some are asking for advises even outside the coverage of real estate topics.

    At present, they are strengthening their on-line presence in order to cater to a much wider customer base and at the same time they are widening their scope of expertise, aside from marketing, listing, and selling real estate properties, they are now catering services like land titling, rentals and lease, and property management.

    Gabriel Realty and Brokerage is truly and will always be your dependable partner in all your property needs.

    They can be reached at the following contact details and please don’t hesitate to call them anytime at your convenience:

    +63.943.312.5445 / +63.9995.101.9010 (Viber/WhatsApp) or visit us at www.GabrielRealtyBrokerage.com or FB PAGE at https://www.facebook.com/gabrielrealty/

    NOTE: PROTECT YOUR INVESTMENT, DEAL ONLY WITH COMPETENT LICENSED REAL ESTATE BROKERS.

    COCOY M. TOLEDO, LL.B.
    Licensed Real Estate Broker
    PRC License No. 20332

    RICHEL PARADIANG-TOLEDO
    Licensed Real Estate Broker
    PRC License No. 20331

    ATTY. WILFREDO S. TOLEDO &
    ATTY. JURIS ANGELI TOLEDO
    Legal Consultants, Gabriel Realty & Brokerage

     

     

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