Urban Deca Homes Banilad, most Affordable Condominium in Cebu , Cebu

₱2.3M to 3M

Forsale 31sqm to 40sqmArea 1Baths 2Beds 1Parking Login

urban deca homes banilad cebu

URBAN DECA HOMES BANILAD

JANUARY 2023 ANNOUNCEMENT: Beyond great news, PRICE INCREASE was put ON HOLD until further notice, so, RESERVE your unit NOW!

Urban Deca Homes Banilad’s smallest unit is a 2 Bedroom unit with a floor area of 30.5 sqm and a price range of 2.9 to 3.0M and the reservation fee is only 10k. Tower 3 (an 18-storey building) is now Ready for Occupancy, Urban Deca Homes Banilad started turning over the units to its owners last May 28, 2022. Prices are expected to increase anytime from now since units are ready for occupancy and plenty are already turned over to its owners. Towers 1 and 2 are still under construction and is expected to be finished by 2024 & 2026, respectively.

Mechanics for Tower 3 Unit Take Out:

IN-HOUSE:

Fill out Buyer’s Loan Application, Undertaking, & Option Agreement.
Submit 2 valid IDs with 3 specimen signatures and Proof of Income, can be both Principal Buyer and Co-Borrower (may be not blood related). If 3 buyers, 2 must be blood related and 1 may not. Income should be above 60k for 2-Bedroom and 80k for 3-Bedroom unit.
Pay the 10K reservation and wait for 8990 Personnel online interview. If approved, the client may pay the full 20K plus equity and submit the remaining required documents. Client will wait for unit inspection.

PAG IBIG (FREE DOWN-PAYMENT):

Fill out Pag ibig hardcopy forms from the Deca Gold office located in Cebu Business Park. Client will be guided by our Sales coordinator in filling out the forms.
Client should submit 2 valid IDs with 3 specimen signatures and proof of income, same details with in-house mentioned above.
Client complete requirements must be submitted within 7 working days to avail the free downpayment, the client only has to pay the reservation fee. Upon take out, pay direct monthly amortization to pag ibig.
Pag ibig processing usually takes 1 to max of 3 months, if client cannot wait that long and want to move in asap, they can apply for in-house first then migrate later to pag ibig, but in this particular case client should pay the downpayment.

BANK:

Bank appraisal is 90% so equity is 10% payable in 6 months and balance through bank financing terms. We have BDO as one of our accredited banks.

CLIENT’s INCENTIVES:

Tower3 RFO – DIRECT to PAG-IBIG
10K Reservation Fee
Balance apply to pag-ibig
NO move in fees (savings up to 120k)
FREE water connection (savings up to 4,900)
FREE window blinds
FREE 1 yr Landers membership.
NO hidden charges
MOVE after pag-ibig approval

CONDOMINIUM DUES IS ONLY P50.00/SQM while PARKING DUES IS ONLY P25.00/SQM (the LOWEST in Cebu)

TYPE OF UNITS:

2 Bedroom TYPE A: 35.57 sqm
2 Bedroom TYPE B: 30.60 sqm
2 Bedroom TYPE C: 35.57 sqm
3 Bedroom: 40.07 sqm

NUMBER OF PARKING SPACES:

The parking Ratio is 1:6
Covered Parking Slots: 461
Outside Parking Slots: 100
Motorcycle Parking Slots: 100

ACCESSIBILITY:

500 meters away from Hernan Cortes
270 meters away from A.S. Fortuna Road
500 meters away from Pink Sisters
entrance gate in front of Oakridge Business Park

WATCH VIDEO:

UNIT FLOOR PLAN:

unit floor plan in urban deca homes banilad

2 bedroom unit floor plan in deca banilad

model dressed up unit in urban deca banilad

model unit in urban deca banilad

Sample Computations (updated on Jan. 2023):

TOWER 1 (2024 turn over, Equity is 8 mos to pay)

sample comptutations of tower 1, urban deca banilad

TOWER 2 (2026 turn over, Equity is 26 mos to pay)

tower 2 pricelist, urban deca banilad

TOWER 3 (RFO):

deca banilad sample computations

IN-HOUSE FINANCING

DECA BANILAD computation, inhouse financing

PAG-IBIG FINANCING

DECA BANILAD pagibig computation, affordable RFO condo in cebu

Sample Computations (updated on Jan. 22, 2023):

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2 BEDROOM – B (30.6 SQM)

TOTAL SELLING PRICE: P3,003,513.99 (2nd to 6th Floor – COURTYARD)
RESERVATION FEE: P10,000.00